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Policy Briefs

The Housing industry in Ghana: Prospects and Challenges
Housing is one of the most important basic needs in every society. Improved housing markets also provide positive externalities, as well as direct consumption benefits. For instance, increased housing activities also stimulate economic activities through ancillary industries such as building materials and also benefits professionals such as architects and civil engineers.

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Labour Market Developments In 2006
The Ghanaian economy continues to experience increasing growth rates over the past couple of years and recorded a growth rate 6.2 percent in 2006. The expansion in the economy was largely driven by significant growth experienced in industry and services with provisional growth rates of 7.3 percent and 6.5 percent respectively.

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Ghana’s Privatization Programme: Lessons and Way Forward
The paper presents an assessment of Ghana’s privatization programme and how it has improved the Global Competitiveness of the Ghanaian economy.

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The HIPC Initiative and Ghana’s External Debt
An assessment of the effect of HIPC debt relief on external debt repayments and its impact on Ghana’s poverty reduction strategy and recommended policy measures are presented.

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Cost of Banking in Ghana
The structure of Ghana’s banking system is outlined, with a focus on examining charges and tariffs imposed on individual current (cheque) accounts holders by the top six banks comprising four commercial banks, one development bank and one universal bank in Ghana.

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